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House Frames


Community land trusts (CLT) are designed to provide community stewardship of land. They are primarily used to ensure long-term housing affordability. To do so, a CLT maintains ownership of acquired land permanently.

When a house is built on the land, only the house is sold, and the homebuyer enters into a long-term, renewable lease of the land. When the house is resold, the CLT and the homeowner share the increased equity using a market rate, appraisal based resale formula. This allows for the house to remain affordable for the subsequent homebuyers who follow.

Watch for more about community land trusts.

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